Credit Risk Management Officers

Responsibilities

• Generate and process CBN-CRMS reference codes for newly approved credit facilities
• Manage the renewal and extension of CRMS references for existing and running credit facilities
• Update outstanding balances and process liquidation of existing facilities on the CBN-CRMS platform
• Process and monitor restructuring requests for approved and existing credit facilities on the CRMS platform
• Trigger and monitor Global Standing Instruction (GSI) processes for defaulted facilities above 90 days across applicable loan portfolios
• Prepare and submit month-end updates for Bonds, Securities, and loan accounts to the CBN via the CRMS platform
• Ensure accuracy and completeness of CRMS regulatory submissions and portfolio updates
• Monitor compliance with CBN CRMS guidelines, regulatory timelines, and internal credit administration procedures
• Liaise with Credit Administration, Operations, IT, and other stakeholders to resolve CRMS-related issues and exceptions
• Maintain proper documentation and audit trails for all CRMS processing activities and regulatory correspondences
• Support reconciliation of CRMS records with the Bank's core banking system and internal credit records
• Provide periodic CRMS portfolio reports and regulatory updates to management and relevant committees
• Escalate unresolved exceptions, validation failures, and data integrity issues for prompt resolution
• Support regulatory examinations, audits, and supervisory engagements relating to CRMS and GSI activities

Requirements

• First Degree in Accounting, Economics, Statistics, Mathematics, Finance, or other numerate disciplines
• Minimum of 3 years cognate experience in credit administration, regulatory reporting, or credit risk management
• Practical knowledge of the CBN Credit Risk Management System (CRMS) and Global Standing Instruction (GSI) framework
• Hands-on experience in CRMS processing, validation, and regulatory reporting
• Proficiency in the use of CRMS Report Converter and CBN CRMS Validator tools
• Strong understanding of banking operations, loan lifecycle management, and regulatory compliance requirements
• Strong analytical, reconciliation, and problem-solving skills
• Good communication and stakeholder management skills
• High level of accuracy, integrity, and attention to detail

Benefits

• A great and upbeat work environment populated by a multinational team
• Pension
• Career Development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• AwardCo
• Goalr - employee wellness app
• Award winning L&D training
• Work-life balance, working in a hybrid in office schedule