Responsibilities

Analyze and monitor the Bank's Portfolio, Asset Quality, Liquidity and Capital Wellness
Evaluate the impact of all significant loans on Banks's Capital, Profitability and Portfolio Concentration
Monitor compliance with all regulatory and internal limits
Risk reporting to MRC and BRMC to ensure they are aware of significant risks to the Bank, and to enable them perform their over-arching functions
Provide metrics and reports as requested from Rating Agencies, other External and Internal parties, and for Investor Relation ratios
Preparation of the portfolio plan for the Bank based on the budget proposal of the Bank
Ensure prompt rendition of Capital Adequacy Ratio report to CBN
Computation of ECL in compliance with IFRS 9 standard
Prepare ECL movement schedule of the Bank at intervals for both internal and External (CBN, NDIC & Auditor) purposes
Preparation of monthly sectoral distribution and limit
Conduct stress testing and scenario analysis (internal and regulatory) for the Bank
Manage the collateral register

Requirements

First Degree in numerate disciplines preferably accounting, statistics, economics and mathematics
Minimum of 8 years cognate experience preferably in audit or banking industry
Proven experience in risk management, portfolio analysis, and regulatory reporting within the financial services sector
Strong understanding of capital adequacy, liquidity, IFRS 9 standards, and regulatory compliance requirements
Proficiency in financial modeling, credit risk analysis, and stress testing methodologies
Excellent analytical and reporting skills with the ability to interpret complex data and provide actionable insights
Advanced knowledge of financial systems and tools (e.g., Excel, Power BI, or similar), with experience in preparing regulatory reports and investor relations metrics

Benefits

Portfolio Analysis & Reporting - Lead

Job Description