KYC/Due Diligence Officer

Responsibilities

• Perform KYC checks for new and existing customers, ensuring compliance with regulatory and internal requirements
• Conduct due diligence reviews using internal systems, public databases, and third-party screening tools (e.g., PEP, sanctions, adverse media)
• Assess customer risk based on the nature of business, ownership structure, transaction behavior, and geographical exposure
• Escalate high-risk and complex cases for Enhanced Due Diligence (EDD) in line with AML/CFT policy
• Maintain accurate and up-to-date documentation of customer records for regulatory inspections and audits
• Work closely with Onboarding, Compliance, and Business Relationship Managers to identify and close KYC gaps
• Track and monitor deferrals, ensuring timely collection of outstanding documents in line with compliance timelines
• Contribute to policy reviews, process improvements, and system upgrades to strengthen KYC operations

Requirements

• Bachelor's degree in Finance, Business Administration, Law, or related field
• 2–3 years of experience in compliance, audit, KYC, or financial crime prevention (preferably in a financial institution)
• Strong knowledge of AML/CFT/CPF regulations, including CBN guidelines, NFIU/EFCC directives, and FATF standards
• Practical experience with sanctions, PEP, and adverse media screening tools
• Analytical skills with ability to interpret complex ownership structures and beneficial ownership risks
• High attention to detail and accuracy in reviewing customer data and documents
• Strong communication and stakeholder management skills (internal teams, regulators, auditors)
• Ability to balance regulatory compliance with business enablement
• Strong organizational and record-keeping skills
• Integrity and confidentiality in handling sensitive customer information
• Certification in AML/KYC (e.g., DCP, CAMS, ICA, or equivalent) is highly desirable
• Familiarity with Nigerian regulatory compliance frameworks and global AML/CFT/CPF best practices is an advantage

Benefits

• Culture that puts people first and prioritizes the well-being of every team member
• Company where all opinions carry weight and where all voices are heard
• Learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks
• Attractive salary
• Pension
• Health insurance
• Annual bonus
• Additional benefits