About this role
About us
Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere.
Job Title: Lead, Channels and Audit Analytics
Department: Internal Audit
Reports to: Director, Product and Channels Audit
About this role
The Lead, Channels & Audit Analytics will support the Chief Audit Officer and Director in strengthening assurance over Moniepoint's digital channels, payments ecosystem, products, and technology-enabled business processes through risk-based auditing and data-driven analytics. The role will lead the design and execution of channel audits, continuous auditing, and audit analytics initiatives to proactively identify emerging risks, assess the effectiveness of controls, and provide actionable insights that improve business performance, operational resilience, regulatory compliance, and customer experience.
Responsibilities
• Audit Leadership & Execution: Lead risk-based audits across digital channels, payment products, customer journeys, and technology-enabled business processes, ensuring alignment with the Internal Audit Plan. Perform end-to-end audits covering product governance, digital channels, payment processing, customer onboarding, transaction lifecycle, operational resilience, cybersecurity controls, and technology change management.
• Audit Analytics & Continuous Monitoring: Design and execute audit analytics and continuous monitoring routines to identify control failures, emerging risks, fraud indicators, operational inefficiencies, and unusual transaction patterns. Develop data-driven audit procedures using SQL, Superset, Redash (Hera, Loki, Hela), Python, Power BI, Metabase, or similar analytical tools.
• Risk Assessment & Metric Tracking: Conduct enterprise risk assessments for digital channels, products, and payment ecosystems by evaluating inherent risks, control design, control effectiveness, and residual risks. Monitor Risk Performance Metrics across products and channels.
• Data Analysis & Insights: Analyse large and complex datasets to provide audit insights covering transaction integrity, customer behaviour, fraud trends, system performance, reconciliation, service availability, and regulatory compliance.
• Reporting & Quality Assurance: Review audit workpapers, evidence, and reports to ensure findings are supported by sufficient evidence and comply with Internal Audit standards. Prepare clear, concise, and impactful audit reports with practical recommendations that strengthen governance, risk management, and internal controls.
• Stakeholder Management & Collaboration: Collaborate with Product, Engineering, Data, Operations, Risk, Compliance, Finance, and other business stakeholders to understand system changes, new products, and emerging risks.