Software Engineering Team Lead

J oin our growing FinTech Engineering team! We're recruiting a Software Engineering Team Lead to spearhead the delivery of our new loan origination architecture, compliance systems, and pricing platform - infrastructure that will power M-KOPA 's next phase of expansion across Africa.

The Impact

Your architecture will directly shape how millions of people access credit for the first time. We've already served 10 million customers and unlocked more than $2 billion in credit since we began. Every system you design, every engineer you develop, and every decision you make contributes to a platform that's quite literally transforming financial inclusion across an entire continent

The Opportunity

Mission-driven engineering: Your daily work enables affordable smartphones, digital loans, and financial services for Africa's Every Day Earners — people for whom traditional finance simply doesn't work.

Global recognition: Join a FinTech company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing company for five consecutive years (2022–2026).

Scale that matters: You'll be architecting systems that process over 2 million payments daily across five markets — and building for the next 10 million customers.

Environmental impact: We're carbon-negative, having avoided 2.155 million tonnes of CO₂ emissions across our product portfolio.

What You'll Do

At M-KOPA , you'll lead a team of backend engineers through both greenfield and legacy projects, owning the full software lifecycle from design ideation through to production and eventual decommissioning. Our engineering teams work under a true DevOps culture — with infrastructure as code, observability, automated testing, and continuous delivery treated as first-order concerns, not afterthoughts.

You'll set architectural direction, partner closely with your Product Manager counterpart on roadmap planning and prioritisation, and serve as a servant leader who grows the people around you while shipping high-quality, impactful software.

Technical Environment

• Languages & frameworks: C#/.NET

• Cloud: We work in Azure, and welcome experience across AWS or GCP

• Architecture: Event-driven systems and microservice development - we use Azure Service Bus, and welcome experience with similar messaging technologies such as Kafka or RabbitMQ

• Infrastructure: Kubernetes, Docker

• Observability: Prometheus, Grafana

• Engineering culture: DevOps, infrastructure as code, automated testing across all environments including production, continuous delivery

Our Engineering Approach

• Full ownership: Teams own their solutions end-to-end - from inception through production support to decommissioning.

• Servant leadership: We lead by coaching and enabling, not directing.

• Quality by default: Observability, monitoring, and automated testing are built in from day one.

• Continuous improvement: We foster a culture of innovation within a supportive, dynamic team environment.

• Product partnership: Engineering and Product work as genuine counterparts — planning together, prioritising together, delivering together.

What You Need

We're looking for an experienced, low-ego engineering leader who brings both technical depth and a genuine passion for growing people.

Required Experience

• Strong hands-on background in C#/.NET backend development

• Proven experience with Azure, AWS, or GCP - we work in Azure but welcome experience across major cloud providers

• Solid understanding of event-driven architecture and microservice development - we use Azure Service Bus, and welcome experience with similar messaging technologies such as Kafka or RabbitMQ

• Experience leading or mentoring engineers in a collaborative team environment

• Ability to set technical direction and provide architectural guidance

• Comfortable working with Product to shape roadmaps and drive delivery

The Team

You'll lead a close-knit, focused eng