About this role
About the opportunity
N26 is looking for a Risk Associate to support the further development of the risk controlling function at a cutting-edge technology-driven bank. In this role, you will have the opportunity to learn and contribute to assessing, controlling, and reporting N26's risks.
In this role you will:
• Support senior colleagues in establishing risk management and control tools.
• Assist in the implementation and adherence to regulatory requirements for risk controlling (e.g., MaRisk, ICAAP guidelines, EBA guidelines, MaSan, SAG).
• Contribute to running and improving the risk management and risk controlling of the N26 group (including recovery plan, RWA calculation, risk appetite, risk policies and decision-making frameworks, limit setting and monitoring, internal controls).
• Support performing and further developing risk inventory according to new business areas and the incorporation of ESG risks.
• Support capital planning and the derivation of relevant stress tests and their parameters.
• Further develop risk reporting at N26 group and continuously contribute to generating insights to support steering in accordance with the risk and business strategies.
What you need to be successful:
Background & Skills
• Master’s degree in business/economics or similar
• First professional experience from internships in financial services and risk management
• Eagerness to learn about regulatory requirements (e.g., MaRisk, CRR, ICAAP guidelines, MaSan, SAG)
• Experience in risk reporting and solid understanding of the overall ICAAP and relevant methods (e.g., risk bearing capacity, risk inventory, capital planning, recovery plan) is a strong plus
• Detail oriented and reliable with a professional attitude, as you will contribute to sensitive risk controlling topics on which management decisions are made
• Strong analytical, organizational skills with ability to meet tight time schedules
• Ability to recognize and resolve problems, identify issues and proactively work towards resolution
• Excellent proficiency in Excel and/or Google Sheets, including the ability to work with complex datasets and create insightful reports.
• Excellent English communication skills, both verbal and written, are essential. Given the German regulatory environment, German language skills are a strong plus.
Traits:
• Strong ownership and a proactive attitude.
• Curiosity and a drive to continuously learn and improve.
• Passion for data and problem-solving.
• Flexibility and adaptability in a fast-changing environment.
• Team player with a willingness to actively support colleagues.
• Openness to direct feedback.
What’s in it for you:
• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
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