About this role
About the opportunity
We are the N26 Regulatory Reporting Team - an ambitious, high-performing team committed to absolute precision, robust compliance, and strategic data architecture.
We are looking for a Senior Regulatory Reporting Manager to join our expanding team. In this senior expert role, you will act as a core pillar of our reporting function, driving the end-to-end delivery of complex regulatory frameworks, mentoring a team of data analysts and experts, and safeguarding N26's regulatory standing during a period of high-impact product innovation. If you are a seasoned authority in banking regulations with 10+ years of deep operational and technical experience, we encourage you to apply.
In this role, you will
• Lead End-to-End Delivery: Oversee the flawless compilation, meticulous proofing, and timely submission of regulatory reports annually, ensuring total adherence to monthly, quarterly, bi-annual, and annual cycles.
• Master Core & Liquidity Frameworks: Take full ownership of complex COREP, FINREP, statistical and national reporting, with a heavily elevated focus on complex liquidity reporting, capital requirements (Basel Pillar 1 and 3), and hard operational groundwork.
• Navigate Audits & Remediations: Function as the primary expert face for internal and external auditors.
• Project Support: Act as the critical regulatory gatekeeper for new company initiatives and innovations.
• Optimise Data & Systems Infrastructure: Collaborate closely with the Data and IT teams to refine data pipelines, map complex interface descriptions, and continuously automate processes within our core reporting engine ( BAIS ).
What you need to be successful
• Expert-Level Experience: At least 10+ years of deep operational experience within regulatory reporting at a licensed bank or financial institution.
• Academic & Banking Foundation: A degree in Business Administration, Finance, Business Engineering, or a traditional banking education with advanced, specialized further qualifications. You possess a masterful understanding of a bank's balance sheet.
• Deep Regulatory Expertise: Comprehensive, authoritative knowledge of European financial and banking legislation (including CRR III, CRD VI, KWG, and AnaCredit) .
• Technical Mastery: Proven, hands-on experience working extensively with regulatory reporting software - ideally BAIS (or equivalent industry-standard software like Abacus/Regnology) - alongside advanced data capabilities and expert Excel skills.
• Audit & Authority Liaison: Exceptional track record of interfacing directly with authorities and managing demanding external audit cycles with an innate understanding of how auditors think and operate.
• Project & Pipeline Ownership: Strong affinity for the intersection of financial regulation and IT, with a proven ability to architect data pipelines, map out interface descriptions from scratch, and lead complex regulatory trans