Finance Manager, Insurance

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home.

As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies.

In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED.

Job Title: Finance Manager, Insurance

Location: United States

Workplace Type: Remote

The future is bright for the Porch Group , and we’d love for you to be a part of it as our Finance Manager, Insurance .

The Finance Manager will report into the Sr. Director, Insurance FP&A and will join the Insurance Finance team as a versatile finance partner supporting the insurance business. This role supports budgeting, forecasting, and analysis across the insurance division, and takes on special projects spanning M&A, capital, reinsurance, risk management, and strategic initiatives. Because this work informs decisions at the leadership level and is reviewed by auditors and external partners, accuracy, sound judgment, and clear communication are essential.

As the business grows and we take on strategic transactions, the complexity of our capital and reinsurance work continues to increase. This is a standing, high-visibility role with a path toward leading a growing area of the insurance finance function. We also want someone who uses AI tools such as Claude as part of their daily workflow to build efficiency into modeling, analysis, and reporting.

Key Responsibilities

Capital and Risk

• Analyze the company's capital structure and requirements and provide recommendations to improve capital efficiency and financial stability.

• Support Balance Sheet forecasting and the capital evaluation models used to assess funding and capital opportunities.

• Monitor and report on rating agency and regulatory metrics, including surplus, risk retention levels, net combined ratio, and RBC.

• Support the corporate risk management insurance program, including policy renewals, coverage analysis, and related cost forecasting.

• Conduct risk assessments and stress tests to evaluate resilience against potential adverse scenarios.

Planning, Forecasting, and Analysis

• Support the annual budget, quarterly forecast, and monthly forecast for the insurance division.

• Conduct financial analysis and variance reporting on performance, profitability, unit economics, and operational efficiency.

• Take on special projects and ad hoc analysis across the Insurance Finance function as business priorities evolve.

Strategic Support and Continuity

• Document processes, models, and key assumptions so that work is shared and audit ready.

• Contribute to cross-training across the team so that critical processes have more than one owner.

Partnership and Reporting

• Prepare analysis and materials for senior finance leadership, auditors, rating agencies, and reinsurance partners, explaining technical concepts clearly to non-technical audiences.

• Collaborate with Premium, Losses, Corporate Finance, and Actuarial partners to keep assumptions and outputs aligned.

• Use AI tools to streamline recurring analysis, catch errors before they reach leadership, and improve the speed and consistency of deliverables.

What You Will Do As A Finance Manager

• A collaborative onboarding period working side by side with the Finance Manager o